California residents who are suffering from a qualified disability may be eligible for SSDI. Social Security Disability Insurance is a supplemental income program that provides for those with disabilities who are restricted in their ability to find employment. Understanding what is considered a disability by the Social Security Administration will help a person to determine whether their condition qualifies for this form of supplemental income.
A look at mental disabilities
It’s true that both mental and psychological disabilities are conditions that qualify for benefits. The Social Security Administration has a guidebook called the Blue Book that specifies qualifying conditions for this type of insurance payout. When it comes to mental health conditions, Section 12 of the Blue Book is where one needs to refer.
The Blue Book specifies nine different types of mental disorders that are covered for SSDI. Each category has its own set of qualifications that an individual must meet to be considered disabled. The nine different categories include:
- Anxiety disorders
- Mental retardation
- Personality disorders
- Somatoform disorders
- Affective disorders
- Autism and related disorders
- Organic mental disorders
- Substance addiction
- Paranoia, schizophrenia and psychotic disorders
What do benefits cover?
SSDI is meant to help those with disabilities to cover various bills. These include medical bills, everyday living costs and other financial expenses. Each person who qualifies for SSDI will receive a monthly benefits payment that can help to alleviate many of their financial woes.
SSDI helps those who are unable to seek regular employment still live a financially stable lifestyle. Mental health conditions are among the many different conditions that are considered disabilities under SSDI, so if you’re suffering one of these mental health conditions, you may want to speak with a lawyer about applying.